At Old Capital Lending, the privacy and
security of your non-public personal information
are very important to us. The following
policy discusses how we manage your non-public
personal information. This policy applies
to Old Capital Lending, a wholly-owned subsidiary
of First Old Capital, Inc.
We collect non-public personal information
about you from the following sources:
Information we receive from you on applications
or other forms;
Information about your transactions with
us, our affiliates, or others; and
Information we receive from consumer reporting
agencies.
As
required by the USA PATRIOT Act, we also
collect information and take actions necessary
to verify your identity.
We may disclose all of the information we collect,
as described above, to companies that perform marketing
services on our behalf or to other financial institutions
with whom we have joint marketing agreements.
We do not disclose any non-public personal information
about our customers to anyone, including our affiliates,
except as permitted by law. You do not need to take any
action to receive this benefit.
Internally, we restrict access to non-public personal
information about you to our associates who need to know
that information to provide you with products and services
or to maintain your accounts. Our internal policies and
code of conduct clearly define the manner in which an
associate may access, use, or disseminate non-public
personal information. We maintain physical, electronic,
and procedural safeguards that comply with federal
standards to guard your non-public personal information.
If you decide to close your account(s) or become an
inactive customer, we will adhere to the policies
and practices as described in this notice.
Disclaimer
Old Capital Lending and First Old Capital, a Texas corporation
(collectively the "Company") strive to provide quality products
and services. Every effort has been made by the Company
to give accurate and reliable information in the Company's
Web site. Please be aware that due to the possibility of
human and mechanical error, as well as other factors, the
Company is not responsible for any errors or omissions herein.
All information
in the Company's Web site is provided "as is," without warranty of
any kind. The Company makes no representations and specifically disclaims
any express or implied warranties to user or any third party, including,
but not limited to, warranties as to accuracy, timeliness, completeness,
merchantability, or fitness for any purpose. The content of this Web site
may not be used for commercial or non-commercial use without the express
written consent of the Company.
The Company
shall not be liable under any circumstances to user and/or any third party
for indirect,
consequential, incidental or punitive damages. Even if the
Company is advised of the possibility of such damages, the Company shall not be liable.
The Company's Web site may include access to external Web sites, known as "links." Please note that unless otherwise indicated the Company is not associated with and has no control over the content or information on such links and, therefore, is not responsible for any such links or external Web sites. Further, unless otherwise indicated, Company is not offering these links as a service, the Company does not endorse, promote, and/or sanction these links and the links have been provided for your convenience. The content or information in such links is the sole responsibility of their authors and/or owners.
