At Old Capital Lending, the privacy
and security of your non-public personal information
are very important to us. The following policy
discusses how we manage your non-public personal
information. This policy applies to Old Capital
Lending, a wholly-owned subsidiary of First Old
Capital, Inc.
We collect non-public personal information about
you from the following sources:
Information we receive from you on applications
or other forms;
Information about your transactions with
us, our affiliates, or others; and
Information we receive from consumer reporting
agencies.
As
required by the USA PATRIOT Act, we also
collect information and take actions necessary
to verify your identity.
We may disclose all of the information we collect,
as described above, to companies that perform marketing
services on our behalf or to other financial institutions
with whom we have joint marketing agreements.
We do not disclose any non-public personal information
about our customers to anyone, including our affiliates,
except as permitted by law. You do not need to take any
action to receive this benefit.
Internally, we restrict access to non-public personal
information about you to our associates who need to know
that information to provide you with products and services
or to maintain your accounts. Our internal policies and
code of conduct clearly define the manner in which an
associate may access, use, or disseminate non-public
personal information. We maintain physical, electronic,
and procedural safeguards that comply with federal
standards to guard your non-public personal information.
If you decide to close your account(s) or become an
inactive customer, we will adhere to the policies
and practices as described in this notice.
